You can pay for your cinch car using a number of flexible payment options.
We accept the following payment methods:
✅ Visa and Mastercard debit and credit cards*
✅ Mobile payment systems (e.g. Apple Pay, Google Pay, Samsung Pay)
✅ Pay by Bank (online bank transfer)
✅ Hire purchase (HP) car finance
✅ Personal contract purchase (PCP) car finance
*You can also spread the cost of your car across up to four different Visa and Mastercard credit and debit cards.
We don’t accept these payment methods:
❌ American Express
❌ Cash
❌ Personal contract hire (PCH) car finance
Paying upfront
Paying upfront is nice and simple. Choose your payment method (or methods if you’re paying with more than one card) and you’re good to go.
Paying on finance
You have two flexible options for financing a cinch car – hire purchase (HP) and personal contract purchase (PCP).
Choose your deposit (including £0 deposit options), term length and mileage, and your monthly premiums will be calculated on these details and your personal information.
Keep in mind that your finance amount only covers the cost of the outstanding balance on the car. You’ll need to pay for your deposit (if applicable), the £99 admin fee and any delivery/collection fees upfront.
Find out more about financing a cinch car
Part exchanging
Want to put the value of your old car towards your next one? We also offer faff-free part exchange.
You can part-exchange whether you’re paying for your next car upfront or on finance. Get a quote in seconds on our website, then hand over your car to us on the day you get your new one. Simple.
And, if your old car still has outstanding finance, we can settle that for you as part of the transaction.