Your application is sent off to our panel of lenders who will complete up to three credit searches.
80-90% of the time we'll be able to give you a decision straight away, but it can take slightly longer, depending on the lender. Our aim is to let you know within 24 hours if your application has been approved.
To confirm your offer, you’ll need to do a digital ID check and sign. You have five days to do this - during which time we'll reserve your car so no-one else can snap it up.
Find out more about how car finance works at cinch.