We offer PCP and HP plans with flexible deposits.
Personal Contract Purchase (PCP)
This is a flexible plan and is great for if you like to change your car regularly, but want lower monthly payments.
When your finance term comes to an end, you can hand back your car or pay a final 'balloon' payment to take ownership of the car.
- Read more about PCP car finance
Hire Purchase (HP)
On this finance plan you pay monthly instalments which are usually higher than PCP, with the loan secured against the car.
When your finance term comes to an end, you will pay a small 'option to purchase' fee to take ownership of the car.
You'll be aware of your 'option to purchase' fee at the start of your HP contract, so don't worry about being hit with large hidden costs.
Some of our lenders offer Conditional Sale. This means that you will not have to pay any 'option to purchase' fee at the end of your plan as the ownership of the car will be transferred to you automatically after your final payment.
- Read more about HP car finance